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Mortgage Legal Issues in Florida . Florida used to be known as a caveat emptor state, meaning "buyer beware." However, in the last 10 to 20 years, more and more lawsuits have sided in favor of the homebuyer, rather than the seller, resulting in a more homebuyer-friendly state.

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fortunate-you: Refinance Mortgage Florida 12 Facts About HOA Liens & Foreclosures You Should Know. – If you’re fortunate, you will also receive a copy of the homeowners’ association declaration of covenants (or a similarly titled document).

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So, as refinance share increases, the overall risk of fraud decreases. New York, New Jersey and Florida remained the top.

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