Florida Down Payment Assistance Programs Pt 1: Florida Bond

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You just found your dream home, and it’s within your budget! One thing has you scratching your head though, how are you going to come up with the 20% down payment? You’re worried that if you can’t find the money for the deposit, you’ll lose your chance to buy your perfect house.

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One of the most popular of the low-down payment loans is a Federal Housing Administration , which allows for a 3.5 percent down payment. One of the downfalls of this program, however, is that you still have to pay mortgage insurance premiums to protect the lender if you default on your loan.

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Thankfully, there is help – both state and municipal agencies offer down payment and closing cost assistance to homebuyers across the country. While it will take some work on your part, you can get around saving that huge chunk of cash known as the down payment. Down payment assistance programs

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